This Liverpool John Moores University (LJMU) study, sponsored by the Save Construction Initiative (SCI), explores construction’s late payments culture and how it drives insolvency across supply chains, with knock-on impacts for health and wellbeing in the sector.
The research examines Project Bank Accounts (PBAs), designed to make payments transparent, timely and secure, and already supported through government guidance and, in some public projects, mandated use. It also considers emerging digital solutions such as the Digital Parallel Processing Account (DiPPA). As an early-stage innovation, PBAs carry risks, from design flaws to poor implementation conditions.
The report draws lessons from past construction innovations to begin shaping a practical adoption blueprint.
